A Will Trust is a legal arrangement included within your Will that allows you to place assets into a trust upon your death. Rather than passing everything directly to beneficiaries, certain assets are held and managed by appointed trustees for the benefit of those you choose.
This can offer greater control, protection, and flexibility over how your estate is handled.
How does a Will Trust work?
When you pass away, the assets you’ve specified in your Will are transferred into a trust. These are then managed by trustees (people you appoint) according to your wishes.
The beneficiaries may receive income, access to the assets, or inherit them at a later date—depending on how the trust is structured.
Why consider a Will Trust?
A Will Trust can be particularly useful if you want to:
- Protect assets for children or vulnerable beneficiaries
- Provide for a partner while safeguarding inheritance for your family
- Reduce potential inheritance tax liabilities
- Control how and when your estate is distributed
- Protect your home from being fully used for care fees (in certain structures)
Types of Will Trusts
There are several types of trusts, including:
- Life Interest Trusts – allow someone to benefit from assets during their lifetime
- Discretionary Trusts – give trustees flexibility over how assets are distributed
- Property Protection Trusts – often used to protect a share of your home
Is a Will Trust right for you?
Every situation is different. A Will Trust is not just about wealth—it’s about protecting what matters and ensuring your wishes are carried out properly.
At Carson Hughes, we help you understand your options and create a structure that gives you peace of mind.
